Jumbo Mortgage Loans

Jumbo Loans are defined as “non-conforming” home loans. As rebellious as this sounds, they are simply loans that accept a greater risk to the lender by offering higher amounts to ambitious home buyers which in turn provides them with greater buying power. Standard conforming home loans (those backed by Freddie Mac and Fannie Mae) allow up to approximately $420,000 – although possibly somewhat higher depending on the cost of living in your area. If you have your sights set on something quite a bit grander than $420,000 can buy, there is another option: Jumbo Loans.

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